Choose your status 05/2025

Net monthly income after taxinfo

The amount of your pension is made up of your basic pension + your supplementary pension.

Basic pensioninfo

The pension calculated corresponds to your best 25 years, assuming that you have contributed enough quarters (4 quarters per year) and that you retire at the age required to obtain a full pension.

Supplementary pensioninfo

Every year, depending on how much you earn, you earn points that make up your supplementary pension. At the end of your career, your points are converted into an amount which is added each month to your basic pension. This value is calculated over the long term. For example, after 10 years, you would be entitled to :

All statuses entitle you to reimbursement of healthcare costs.

For all types of status, it is advisable to take out a supplementary insurance policy (mutuelle) to improve reimbursement of healthcare costs.

Sick leaveinfo

For all statuses, there is a 3-day waiting period. In the event of sick leave, the health insurance will pay you :

Occupational injury and disease

In the event of anaccident at work, occupational illness or an accident on the way to or from work, you will be compensated⋅e up to :

All statuses entitle you to daily benefits for maternity, paternity and adoption leave.

To qualify, you must have paid contributions for at least 6 months.

Maternity ward

In addition to your daily allowance, you may also be entitled to an additional lump-sum maternal rest allowance.

Adoption

In addition to your daily allowance, you may also be entitled to an additional lump-sum parental rest allowance.

All status employees contribute to a disability-death pension, which protects them in the event of disability, and provides their next of kin with a survivor's pension and a lump-sum payment in the event of death.

Disabilityinfo

You may be entitled to a disability pension in the event of illness or accident leading to an inability to continue working.

To qualify, you must comply with certain rules.

If you are disabled as a result of an accident at work, you may be entitled to a disability pension.

Deaths

Under certain conditions, Social Security guarantees a lump-sum death benefit for your dependants.

In addition to the lump-sum death benefit, a reversionary pension may be paid to the surviving spouse. This corresponds to the pension rights acquired by the deceased during his or her working life.

In the event of death resulting from an accident at work, the surviving spouse is entitled to a death pension.

An "orphan" capital is paid to the children of deceased self-employed⋅es, under certain conditions.

Cost of creation

The formalities involved in setting up a business vary according to the type of company and the nature of the activity. The calculation here focuses on the mandatory procedures (registration, legal announcements, drafting of articles of association, etc.).

Spouse's status

If you are married⋅e, in a civil union⋅e or in a common-law relationship with a business owner: there are 3 possible statuses for you(conjoint⋅e collaborateurice, conjoint⋅e associé⋅e or conjoint⋅e salarié⋅e).